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Jeff Merrill | Sioux Falls Real Estate Agent

The Jeff Merrill Team | Powered by eXp Realty

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Jeff Merrill

Jeff Merrill is a Sioux Falls real estate broker with eXp Realty and the founder of Sioux Falls Great Homes. He helps buyers and sellers understand their options, compare homes, and plan their next move. His guides cover buying, selling, local housing decisions, and the questions that come up along the way.

Seller’s Disclosure in Sioux Falls: What’s Required

South Dakota law requires most Sioux Falls sellers to give buyers a signed property condition disclosure before any written offer. Here's what you must disclose.

Sioux Falls Sellers: Don’t Trust the Spring Numbers to Predict This Fall

Selling in Sioux Falls this fall? Compare recent sales, current competition, and buyer financing costs using dated sources rather than relying only on spring averages.

How to Remove PMI From Your Sioux Falls Mortgage

Learn the difference between conventional PMI cancellation and FHA mortgage insurance. Check eligibility, valuation requirements and costs with your mortgage servicer.

Do You Have to Sign a Buyer Agreement in Sioux Falls?

Learn when a written buyer agreement is needed in Sioux Falls, how open-house visits differ, and what to ask about fees, representation and cancellation.

ARM vs. Fixed Mortgage in Sioux Falls: Which to Pick

Compare ARM and fixed-rate mortgages for a Sioux Falls purchase: initial costs, payment changes, rate caps and the risks of relying on a future refinance.

How to Buy a Home Before Selling in Sioux Falls

Compare bridge financing, HELOCs, buy-before-you-sell programs and home-sale contingencies in Sioux Falls, including costs, approval requirements and timing risks.

Should You Use the Builder’s Preferred Lender in Sioux Falls?

Compare a Sioux Falls builder’s lender offer with outside financing: written credits, loan fees, rate locks, and payments after a temporary buydown ends.

Contingent vs. Pending in Sioux Falls: Can You Offer?

Contingent or pending does not always end your options. Learn what to confirm before a backup offer, including activation, deadlines and earnest-money obligations.

Wet Basements When Buying a Sioux Falls Home

Investigate a wet basement before buying: moisture sources, specialist inspections, written repair estimates, insurance questions and contract deadlines.

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