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Jeff Merrill | Sioux Falls Realtor

The Jeff Merrill Team | Powered by eXp Realty

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August 2026

Do Buyers Pay Their Agent in Sioux Falls?

Do buyers pay their agent in Sioux Falls? Since the 2024 rule changes you sign a buyer agreement, but sellers often still cover the fee. Here's how it works.

Should You Rent or Buy in Sioux Falls?

Rent or buy in Sioux Falls? Compare a ~$1,150 apartment rent to a ~$2,900 house payment, the break-even math, and when buying wins in 2026.

Should You Sell Your Sioux Falls House FSBO?

Thinking of selling your Sioux Falls home without a realtor? Here's what FSBO really saves, what it can cost you, and the South Dakota steps you can't skip.

Do You Pay Capital Gains Tax Selling a Sioux Falls Home?

Most Sioux Falls home sellers owe no capital gains tax — South Dakota has none and the federal $250K/$500K exclusion covers most gains. Here's when you'd owe.

USDA Loans Near Sioux Falls: Buy With $0 Down

Sioux Falls proper isn't USDA-eligible, but towns like Dell Rapids, Hartford, Madison, and Canistota are — buy with $0 down in 2026. Here's how it works.

How Much Is Home Insurance in Sioux Falls?

Sioux Falls home insurance runs $2,500 to $3,700 a year. Here is why hail drives rates higher, how wind/hail deductibles work, and why roof age matters most.

Do You Need Flood Insurance in Sioux Falls?

Do you need flood insurance in Sioux Falls? When your lender requires it, what it costs near the Big Sioux River, and how to check a home's flood zone before you buy.

How to Price Your Home to Sell in Sioux Falls

Overpricing is the top seller mistake in Sioux Falls right now. Here's how to price your home to sell fast, avoid stale-listing price cuts, and net more.

Should You Waive the Home Inspection in Sioux Falls?

Waiving the home inspection in Sioux Falls can win a bid but risks costly surprises. Here's when it makes sense, what it costs, and how to protect yourself.

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